Tata Capital (Finance) Personal Loan
Be it any financial hurdle, a marriage in the family, your child’s education, full family vacation, home renovation, medical emergency or repayment of an old debt, Tata Capital’s easy Personal loans take care of everything for you so you don’t have to worry for money every single time you are planning something for your family.
Flexi EMI Tata Capital Personal Loan
We believe in making our customers’ dream come true. With our multiple payment methods such as Flexi EMI, Step Up, Step Down and Bullet repayment, customers can choose the option that best fits them.
Instant Online Approvals for Tata Capital Personal Loan
Through our online platform, we allow our customers to get instant conditional approval of up to ₹25lacs.
Minimum Documentation and Verification for Tata Capital Personal Loan
Keeping the convenience of our customers in mind, we have designed a process that allows minimal documentation. Now get conditional online approval for personal Loan and our executive will visit your residence to complete the KYC and documentation process.
Security or Guarantors not required
There is absolutely no need to provide any security or guarantors.
How to apply?
Our Application process is fairly easy and quick. If you are a salaried person, all you need to do is share your basic information like income and employment details to get instant conditional approval on loan.
What’s the eligibility criteria for Tata Capital Personal Loan?
Tata Capital Personal Loan for Self-employed professional/individual
- Age Limit: 25-65 years
- Min. income: ₹2,00,000
- Max. loan amount: ₹15,00,000 for up to 4 years
Tata Capital Personal Loan for Salaried employee
- Age Limit: 21-65 years
- Min. Income: ₹20,000 p.m.
- Max. Loan Amount: ₹25,00,000 for up to 5 years
Benefits of taking loan from Tata Capital
- No Collateral or security
- Can be used for any personal activity
- Minimal Paperwork
How to repay
There are many repayment options available. You can repay your loan through an electronic system by having it deducted from your bank account directly or using post-dated cheques favouring Tata Capital Financial Services Limited.
Prepayment options are also available
After availing the loan for more than 180 days, you can anytime prepay the entire loan outstanding.